Our Story
Built around the customer, not the carrier.
Five generations of agents have written insurance from the same building in downtown Gallatin. The team lives in Sumner County, answers the phone when you call, and stays with you long after the policy is bound.
When a claim happens you reach a real local advisor — not a 1-800 number routed to another state.
145+
years serving the community
35+
carriers we shop
Middle Tennessee
primary service area
Independent
agency · local team
What to expect
When you work with Holt.
A real conversation, not a script.
When you call 615-230-7704, you reach someone in our Gallatin office. We listen first.
Coverage matched to your life or business.
As an independent agency, we shop 35 carriers and recommend the policy that fits — not just the easiest one to sell.
Service that doesn’t disappear after the sale.
Annual reviews, claims help, certificate requests, and policy changes — all handled by the same team.
Carriers we represent
35+ companies, one local team.




















